Free Resource Library · Updated 21 May 2026
Founder guides, interactive calculators, plain-English Modern Award explainers, state-by-state licensing tables, and insurance guides across 14 industries. Every page is reviewed against current AU regulators (Fair Work, ATO, AHPRA, TPB, ASIC, state regulators) and dated. Free to read, no signup required.
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The industry library below is one part of it — these are all the free resource surfaces on the site.
AU small-business research, guides & tax tips
Open Guides & research →How-to articles for every OneBookPlus module
Open Help Centre →Calculators & generators — free, no signup
Open Free Tools →Plain-English business, tax & accounting terms
Open Glossary →Every release, as it ships
Open Changelog →Ask a product question, get an instant answer
Open Ask Plus (AI) →API keys, docs & the developer platform
Open Developers →Cleaning
Residential, commercial, end-of-lease, Airbnb, carpet, window, strata, medical.
8-step founder guide — ABN, GST, insurance, kit, pricing, finding first clients.
Open Start a Cleaning Business →InteractiveInteractive estimator for standard, deep, and bond cleans across AU property types.
Open Cleaning Price Calculator →ReferenceUniversal inclusions plus state-by-state authority guide for end-of-lease cleans.
Open Bond Clean Checklist by State →Operator GuidePlain-English MA000022 — classification levels, loadings, allowances for rostering.
Open Cleaning Services Award Guide →InteractiveConstruction, builders clean and office strip-out pricing in 2026 AU rates.
Open Per-Sqm Pricing Calculator →ComplianceConstruction Induction explained — per-state rules, online vs in-person, cost, renewal.
Open White Card Guide →Founder GuideChannel-by-channel founder playbook — real-estate agents, GBP, hipages, referrals.
Open First 10 Clients Playbook →Trades & Construction
Plumbing, electrical, carpentry, building, painting, roofing, HVAC, tiling, landscaping.
8-step founder guide — ABN, GST, licence, White Card, insurance, tools, pricing, first clients.
Open Start a Trade Business →InteractiveInteractive estimator combining hourly rate, materials markup, travel, callout, and GST.
Open Tradie Quote Calculator →ReferenceState-by-state thresholds, regulators, and invoice requirements for AU trade licensing.
Open Trade Licence by State →Operator GuidePlain-English MA000020 — CW/1–CW/10, industry/tool/fares allowances, RDO system.
Open Building & Construction Award →ReferencePL, workers comp, tools, vehicle, PI, home warranty, contract works — coverage and premium ranges.
Open Tradie Insurance Guide →Allied Health
Physio, dental, nursing, aged care, NDIS — AHPRA, Medicare, HICAPS, claim rails.
8-step founder guide — AHPRA, structure, ABN/GST, PII, premises, billing rails, software stack, first patients.
Open Start a Health Practice →Operator Guide15 regulated professions, registration types, CPD, PII, recency of practice, renewal calendar.
Open AHPRA Registration Guide →ReferenceSeven claim rails (Medicare, HICAPS, Easyclaim, DVA, WorkCover, CTP) plus MBS items and Section 19(2).
Open Medicare & Private Health →ReferenceSupport categories, therapeutic item codes, travel claiming, cancellation rules, plan management.
Open NDIS Price Guide Explained →ComplianceAHPRA minimums by profession ($2M–$20M+), MDO vs commercial cover, claims-made traps, retiree run-off.
Open PII & Run-Off Cover Guide →InteractiveInteractive — set your fee, see Medicare rebate, gap to patient, per-service vs bulk-billed economics.
Open Gap Fee & Medicare Rebate Calculator →Tax & BAS Agents
TPB registration, CPE, lodgement deadlines, engagement letters, safe harbour.
Tax agent vs BAS agent, education + experience pathways, four ongoing standards, 14-item Code of Conduct.
Open TPB Registration Guide →Reference90hr/3yr (tax) and 45hr/3yr (BAS) rules — acceptable activities, technical proportion, 8-year recordkeeping.
Open TPB CPE Requirements →ReferenceBAS/IAS, ITR, company/trust/SMSF, FBT, TPAR, STP — self vs tax-agent program dates plus penalty tiers.
Open Lodgement Deadline Calendar →Operator GuideAPES 305 mandatory elements, scope-creep defence, termination clauses, six fee structures.
Open Engagement Letter Primer →ComplianceTAA s284-75 safe harbour, FTL penalty unit math, remission grounds, TASA Code item 9 exposure.
Open Safe Harbour & FTL Penalties →InteractiveInteractive — entity size, days late, penalty units + GIC. Includes remission likelihood ranges.
Open FTL Penalty & GIC Calculator →Automotive
Mechanics, panel beaters, tyre shops, auto-electricians, detailers.
8-step founder guide — ABN, GST, MTA registration, workshop fit-out, insurance, pricing, finding fleet clients.
Open Start an Auto Business →InteractiveInteractive estimator combining hourly rate, parts markup, sublet, EPA disposal fees, and GST.
Open Workshop Labour Rate Calculator →ReferenceVIC LMCT, NSW MD/MR, QLD MD licence, SA, WA — state-by-state thresholds and regulators.
Open Motor Trade Licence by State →Operator GuidePlain-English MA000089 — Stream A/B/C classifications, tool allowance, fares, RDOs.
Open Vehicle Repair Award (MA000089) →ReferencePL, workers comp, tools, vehicle, professional indemnity, customer-vehicle cover — premium ranges.
Open Workshop Insurance Guide →Hospitality
Restaurants, cafes, bakeries, hotels — FSS, liquor licensing, MA000119 award.
8-step founder guide — ABN, GST, food licence, fit-out, liquor, insurance, suppliers, opening week.
Open Start a Cafe or Restaurant →InteractiveInteractive estimator — food cost %, labour, overhead, GP target, and final menu price.
Open Menu Item Pricing Calculator →ReferenceFSS certificate requirements per state, refresher cycles, and when an Allergen Aware course is mandatory.
Open Food Safety Supervisor by State →Operator GuidePlain-English MA000119 — Level 1–6 classifications, Saturday/Sunday penalties, casual loading, junior rates.
Open Restaurant Industry Award (MA000119) →ReferencePublic liability, food/product liability, liquor liability, business interruption, glass — coverage and premium ranges.
Open Hospitality Insurance Guide →Fitness
Gyms, PTs, yoga and pilates studios — AUSactive, MA000094, fitness codes.
8-step founder guide — ABN, GST, fitness registration, premises, insurance, equipment, pricing, first members.
Open Start a Fitness Business →InteractiveInteractive — session rate, casual vs membership economics, pack discounting, churn break-even.
Open Session & Membership Pricing Calculator →ReferenceFitness Australia registration, NSW Fair Trading Code, VIC Fitness Code, QLD/WA rules.
Open Fitness Registration & Codes by State →Operator GuidePlain-English MA000094 — Level 1–6 classifications, group fitness loading, casual rates.
Open Fitness Industry Award (MA000094) →ReferencePL ($10–20M), workers comp, personal trainer cover, equipment, member injury claims — coverage and premiums.
Open Fitness Insurance Guide →Real Estate
Agency licensing, trust account rules, commission and PM fee benchmarks.
8-step founder guide — ABN, GST, agent licence, trust account, PII, software stack, first listings.
Open Start a Real Estate Agency →ReferenceClass 1/2/AOREB, NSW/VIC/QLD/SA/WA/TAS/ACT/NT licensing pathways, CPD, principal in charge.
Open Real Estate Licence by State →ComplianceSales trust vs property-management trust, audit cycles, breach reporting under PSBA/REBA.
Open Trust Account Rules by State →ReferenceSales commission ranges, property management fees, letting/inspection/lease-renewal charges by city.
Open Agency Fees Benchmark →InteractiveInteractive — sale price, tiered vs flat commission, marketing fees, agent split, GST included.
Open Sales Commission Calculator →Lawyers
Admission, PC, trust account rules, CPD requirements by state.
8-step founder guide — admission, ILP/incorporation, PII, trust account, software stack, first matters.
Open Start a Law Firm →ReferenceNSW LPAB, VIC VLAB, QLD LPAB, supervised practice rules, practising certificates by jurisdiction.
Open Legal Profession Admission by State →ComplianceTrust money handling under the Uniform Law / state Legal Profession Acts, audit cycle, trust statements.
Open Trust Account Rules for Lawyers →Operator Guide10 units/year minimum, mandatory categories (ethics, practice management, substantive law, skills).
Open CPD Requirements by State →InteractiveInteractive — partner/senior/junior splits, target hours, write-down, budget vs actual recovery.
Open Matter Budget & Hourly Billing Calculator →Mortgage Brokers
ACL vs credit rep, NCCP Best Interests Duty, MFAA vs FBAA, commission structures.
8-step founder guide — ACL/credit rep, MFAA/FBAA, aggregator, PII, software stack, first clients.
Open Start a Mortgage Broker Business →ReferenceAustralian Credit Licence vs becoming a credit representative under an aggregator's ACL — pros, cons, costs.
Open ACL vs Credit Rep →ComplianceReg 28HA Best Interests Duty, suitability assessment under s 128 NCCP, conflict-priority rule.
Open NCCP Best Interests Duty →ReferenceMFAA Code of Practice vs FBAA Code of Conduct, member benefits, professional development, fees.
Open MFAA vs FBAA Membership →InteractiveInteractive — loan amount, upfront % + trail %, lender split, aggregator fee, GST, lifetime value of book.
Open Upfront & Trail Commission Calculator →Professional Services
Consultants, agencies, freelancers — engagement letters, SOW, project pricing, PII.
8-step founder guide — ABN, GST, PI, engagement letters, pricing, first 10 clients for consultants, agencies, and freelancers.
Open Start a Service Business →Operator GuideHourly vs fixed-fee vs retainer vs value-based — when each model wins, AU benchmarks, and how to phase fees.
Open Project Pricing Models →ReferenceDrafting a tight SOW — deliverables, acceptance criteria, scope creep clauses, change-request workflow.
Open Scope of Work Template →ReferencePI insurance for consultants, marketing agencies, and freelancers — typical $1–5M cover, premium ranges, run-off.
Open Professional Indemnity for Services →InteractiveInteractive — target salary, billable utilisation, overheads, GST + super, daily/hourly rate.
Open Consultant Hourly Rate Calculator →Education
Tutors and music teachers — WWCC, lesson pricing, terms & conditions.
8-step founder guide — ABN, GST, WWCC, lesson pricing, insurance, software stack, finding first 10 students.
Open Start a Tutoring Business →ComplianceWWCC requirements per state, application process, renewal cycle, exemptions for teachers and parents.
Open Working with Children Check by State →ReferenceHourly rates for AU tutors and music teachers across primary, secondary, and tertiary — by subject and city.
Open Lesson Pricing Benchmarks →Operator GuideCancellation policy, missed-lesson rules, payment terms, parent-tutor expectations — drafted for AU consumer law.
Open Tutor Terms & Conditions Template →InteractiveInteractive — hourly rate × lessons × terms, sibling/group discounts, prepay incentives, GST treatment.
Open Term Fee & Pack Calculator →Retail
Retailers and market stalls — ACL guarantees, GST, permits, POS comparison.
8-step founder guide — ABN, GST, lease, POS, supplier terms, online channel, opening week.
Open Start a Retail Business →ComplianceSection 54 acceptable quality, section 55 fitness for purpose, refund vs replace decision tree, signage requirements.
Open Consumer Guarantees (ACL) →ReferenceFood-stall permits, casual trader licences, council fees, public-liability requirements for market vendors.
Open Market Stall Permits by State →Operator GuideSquare vs Lightspeed vs Vend vs Shopify POS vs Tyro — features, hardware costs, transaction fees, AU support.
Open POS Buyer's Guide →InteractiveInteractive — cost, markup % vs margin %, retail price, GST, break-even unit volume and dollars.
Open Markup & Break-Even Calculator →Hair & Beauty
Salons — MA000005 award, skin-penetration permits, treatment insurance.
8-step founder guide — ABN, GST, premises, skin-penetration permit, insurance, equipment, pricing, opening week.
Open Start a Hair & Beauty Salon →Operator GuidePlain-English MA000005 — Level 1–6 classifications, junior rates, casual loading, Sunday penalties.
Open Hair & Beauty Award (MA000005) →ComplianceCouncil permits for waxing, piercing, tattoo, dermal needling — state-by-state hygiene inspection cycles.
Open Skin Penetration Permits by State →ReferencePublic liability ($10–20M), workers comp, treatment/malpractice cover, equipment, premises, glass — premium ranges.
Open Salon Insurance Guide →ComplianceFW Act s357 sham-contracting risk, ATO/FWO multi-factor test, Jamsek/Personnel Contracting fallout, super/PAYG cascade.
Open Booth Rental vs Employee Stylist →These guides cover the rules. OneBookPlus covers the day-to-day — quoting, invoicing, scheduling, GST/BAS — for the same 14 industries above. See all OneBookPlus features or solutions by business size. Free to start; no card required.
Last reviewed and updated: by Bishal Shrestha